Life Insurance
Life insurance
SERENDIPITY INSURANCE
We're here for all your life insurance needs
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Income Protection
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Trauma Protection
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Total Permanent Disability (TPD)
Life Insurance
Pays a lump sum when you die.
- Eliminate Debts – pay off your mortgage, car loans, credit cards etc.
- Provides educational costs for your dependents
- An income replacement for lost wages
- Cover the costs of a funeral
- Guaranteed peace of mind
Income Protection
Income replacement due to an illness or injury.
- Continuation of income
- Usually up to 70% of earnings
- Important if you are self-employed, as you may not have sick pay or annual leave
- Cover Household and Lifestyle Expenses
- Important if you are still required to make mortgage payments
- Keeps life normal in an adversity
Trauma Protection
A lump sum payment designed to mange the costs of medical treatments, rehabilitation, debts and living expenses following a critical illness or injury.
- Cover out of pocket medical costs
- Help cover cost of living whilst unable to work
- Pay for the cost of therapy, rehabilitation, nursing care and medical transport
- Eliminates household debt
Total Permanent Disability (TPD)
Financial support in the event of a total permanent disability.
- ‘Own Occupation’ Where you cannot return to work in your own occupation, due to an accident or illness that has left you totally and permanently disabled.
- ‘Any Occupation’ Where you cannot return to work in any occupation, due to an accident or illness that has left you totally and permanently disabled.